Call reports 2007
SICILY ISLAND STATE BANK — 2007
What SICILY ISLAND STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,632,000 | 29,176,000 | 29,375,000 | 29,806,000 |
| Total loans | 20,848,000 | 20,724,000 | 20,426,000 | 20,533,000 |
| Allowance for loan losses | 605,000 | 592,000 | 531,000 | 516,000 |
| Securities available for sale | 751,000 | 734,000 | 748,000 | 757,000 |
| Securities held to maturity | 4,229,000 | 4,288,000 | 5,265,000 | 5,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,594,000 | 24,064,000 | 24,965,000 | 25,510,000 |
| Interest-bearing deposits | 20,938,000 | 22,294,000 | 23,098,000 | 23,350,000 |
| Noninterest-bearing deposits | 2,656,000 | 1,770,000 | 1,867,000 | 2,160,000 |
| Equity capital | 2,945,000 | 3,012,000 | 3,143,000 | 3,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,063,000 | 1,642,000 | 2,208,000 |
| Interest expense | 235,000 | 484,000 | 742,000 | 1,002,000 |
| Net interest income | 280,000 | 579,000 | 900,000 | 1,206,000 |
| Noninterest income | 41,000 | 88,000 | 136,000 | 192,000 |
| Noninterest expense | 269,000 | 530,000 | 783,000 | 1,045,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 137,000 | 253,000 | 353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 137,000 | 253,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,953,000 | 3,038,000 | 3,154,000 | 3,104,000 |
| Total capital | 3,191,000 | 3,276,000 | 3,395,000 | 3,346,000 |
| Risk-weighted assets | 18,813,000 | 18,695,000 | 18,974,000 | 19,075,000 |