Call reports 2006
SICILY ISLAND STATE BANK — 2006
What SICILY ISLAND STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,428,000 | 29,393,000 | 29,087,000 | 28,100,000 |
| Total loans | 20,418,000 | 20,551,000 | 20,953,000 | 18,417,000 |
| Allowance for loan losses | 766,000 | 753,000 | 745,000 | 652,000 |
| Securities available for sale | 739,000 | 726,000 | 749,000 | 748,000 |
| Securities held to maturity | 4,422,000 | 4,419,000 | 4,315,000 | 4,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,104,000 | 22,951,000 | 22,966,000 | 22,141,000 |
| Interest-bearing deposits | 21,203,000 | 20,667,000 | 20,763,000 | 20,365,000 |
| Noninterest-bearing deposits | 1,901,000 | 2,284,000 | 2,203,000 | 1,776,000 |
| Equity capital | 2,726,000 | 2,826,000 | 2,973,000 | 2,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,023,000 | 1,570,000 | 2,102,000 |
| Interest expense | 192,000 | 402,000 | 625,000 | 856,000 |
| Net interest income | 312,000 | 621,000 | 945,000 | 1,246,000 |
| Noninterest income | 42,000 | 85,000 | 128,000 | 167,000 |
| Noninterest expense | 248,000 | 488,000 | 731,000 | 1,005,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 86,000 | 198,000 | 322,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 198,000 | 322,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,726,000 | 2,826,000 | 2,985,000 | 2,901,000 |
| Total capital | 2,961,000 | 3,064,000 | 3,225,000 | 3,114,000 |
| Risk-weighted assets | 18,302,000 | 18,518,000 | 18,723,000 | 16,619,000 |