Call reports 2005
SICILY ISLAND STATE BANK — 2005
What SICILY ISLAND STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,725,000 | 28,728,000 | 28,017,000 | 27,632,000 |
| Total loans | 21,572,000 | 21,670,000 | 21,028,000 | 19,811,000 |
| Allowance for loan losses | 376,000 | 401,000 | 755,000 | 757,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,968,000 | 4,965,000 | 4,961,000 | 4,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,910,000 | 23,036,000 | 22,341,000 | 22,406,000 |
| Interest-bearing deposits | 20,863,000 | 20,960,000 | 20,306,000 | 20,672,000 |
| Noninterest-bearing deposits | 2,047,000 | 2,076,000 | 2,035,000 | 1,734,000 |
| Equity capital | 3,168,000 | 3,057,000 | 2,533,000 | 2,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 915,000 | 1,386,000 | 1,870,000 |
| Interest expense | 144,000 | 300,000 | 470,000 | 646,000 |
| Net interest income | 301,000 | 615,000 | 916,000 | 1,224,000 |
| Noninterest income | 46,000 | 76,000 | 114,000 | 159,000 |
| Noninterest expense | 255,000 | 512,000 | 739,000 | 961,000 |
| Provision for loan losses | 25,000 | 222,000 | 858,000 | 858,000 |
| Pretax income | 67,000 | -43,000 | -567,000 | -436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | -43,000 | -567,000 | -436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,168,000 | 3,057,000 | 2,533,000 | 2,664,000 |
| Total capital | 3,412,000 | 3,297,000 | 2,768,000 | 2,889,000 |
| Risk-weighted assets | 19,340,000 | 19,051,000 | 18,244,000 | 17,443,000 |