Call reports 2004
SICILY ISLAND STATE BANK — 2004
What SICILY ISLAND STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 28,088,000 | 27,706,000 | 28,236,000 | 29,137,000 |
| Total loans | 20,020,000 | 20,757,000 | 20,649,000 | 21,285,000 |
| Allowance for loan losses | 391,000 | 460,000 | 433,000 | 352,000 |
| Securities available for sale | 0 | 0 | 0 | 252,000 |
| Securities held to maturity | 4,510,000 | 4,503,000 | 4,645,000 | 4,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,651,000 | 22,199,000 | 21,767,000 | 23,427,000 |
| Interest-bearing deposits | 20,655,000 | 20,361,000 | 19,851,000 | 20,888,000 |
| Noninterest-bearing deposits | 1,996,000 | 1,838,000 | 1,916,000 | 2,539,000 |
| Equity capital | 3,086,000 | 3,131,000 | 3,275,000 | 3,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 892,000 | 1,358,000 | 1,832,000 |
| Interest expense | 132,000 | 266,000 | 405,000 | 554,000 |
| Net interest income | 305,000 | 626,000 | 953,000 | 1,278,000 |
| Noninterest income | 46,000 | 67,000 | 103,000 | 115,000 |
| Noninterest expense | 249,000 | 489,000 | 706,000 | 963,000 |
| Provision for loan losses | 0 | 59,000 | 59,000 | 45,000 |
| Pretax income | 102,000 | 145,000 | 291,000 | 385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 145,000 | 291,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,086,000 | 3,131,000 | 3,275,000 | 3,100,000 |
| Total capital | 3,313,000 | 3,364,000 | 3,515,000 | 3,355,000 |
| Risk-weighted assets | 18,034,000 | 18,929,000 | 19,350,000 | 19,540,000 |