Call reports 2003
SICILY ISLAND STATE BANK — 2003
What SICILY ISLAND STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,311,000 | 24,986,000 | 27,344,000 | 27,775,000 |
| Total loans | 17,069,000 | 19,613,000 | 19,697,000 | 17,796,000 |
| Allowance for loan losses | 438,000 | 520,000 | 514,000 | 397,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,624,000 | 4,539,000 | 4,778,000 | 4,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,219,000 | 19,961,000 | 21,670,000 | 22,451,000 |
| Interest-bearing deposits | 18,583,000 | 19,031,000 | 20,523,000 | 19,710,000 |
| Noninterest-bearing deposits | 636,000 | 930,000 | 1,147,000 | 2,741,000 |
| Equity capital | 2,994,000 | 2,916,000 | 3,070,000 | 2,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 876,000 | 1,334,000 | 1,762,000 |
| Interest expense | 137,000 | 275,000 | 408,000 | 538,000 |
| Net interest income | 296,000 | 601,000 | 926,000 | 1,224,000 |
| Noninterest income | 32,000 | 79,000 | 85,000 | 104,000 |
| Noninterest expense | 184,000 | 414,000 | 592,000 | 813,000 |
| Provision for loan losses | 167,000 | 367,000 | 367,000 | 367,000 |
| Pretax income | -23,000 | -101,000 | 52,000 | 148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -23,000 | -101,000 | 52,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,994,000 | 2,916,000 | 3,070,000 | 2,985,000 |
| Total capital | 3,174,000 | 3,122,000 | 3,292,000 | 3,191,000 |
| Risk-weighted assets | 14,138,000 | 16,147,000 | 17,404,000 | 16,314,000 |