Call reports 2002
SICILY ISLAND STATE BANK — 2002
What SICILY ISLAND STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,008,000 | 22,424,000 | 21,806,000 | 23,230,000 |
| Total loans | 15,111,000 | 16,240,000 | 16,283,000 | 17,732,000 |
| Allowance for loan losses | 135,000 | 197,000 | 346,000 | 275,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,776,000 | 4,766,000 | 4,723,000 | 4,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,079,000 | 17,457,000 | 16,435,000 | 17,942,000 |
| Interest-bearing deposits | 15,290,000 | 16,246,000 | 16,135,000 | 17,105,000 |
| Noninterest-bearing deposits | 789,000 | 1,211,000 | 300,000 | 837,000 |
| Equity capital | 3,065,000 | 3,095,000 | 3,129,000 | 3,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 815,000 | 1,250,000 | 1,685,000 |
| Interest expense | 139,000 | 263,000 | 392,000 | 531,000 |
| Net interest income | 260,000 | 552,000 | 858,000 | 1,154,000 |
| Noninterest income | 37,000 | 75,000 | 115,000 | 147,000 |
| Noninterest expense | 155,000 | 350,000 | 530,000 | 699,000 |
| Provision for loan losses | 19,000 | 122,000 | 254,000 | 254,000 |
| Pretax income | 125,000 | 155,000 | 189,000 | 348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 155,000 | 189,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,065,000 | 3,095,000 | 3,129,000 | 3,017,000 |
| Total capital | 3,200,000 | 3,279,000 | 3,297,000 | 3,202,000 |
| Risk-weighted assets | 12,764,000 | 14,708,000 | 13,259,000 | 14,669,000 |