Call reports 2001
SICILY ISLAND STATE BANK — 2001
What SICILY ISLAND STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,141,000 | 17,981,000 | 18,683,000 | 20,746,000 |
| Total loans | 9,645,000 | 11,037,000 | 11,674,000 | 12,250,000 |
| Allowance for loan losses | 104,000 | 109,000 | 116,000 | 117,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,453,000 | 5,845,000 | 5,888,000 | 5,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,622,000 | 14,571,000 | 15,192,000 | 16,203,000 |
| Interest-bearing deposits | 12,976,000 | 13,978,000 | 14,576,000 | 15,467,000 |
| Noninterest-bearing deposits | 646,000 | 592,000 | 616,000 | 736,000 |
| Equity capital | 3,198,000 | 3,246,000 | 3,275,000 | 2,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 674,000 | 1,034,000 | 1,416,000 |
| Interest expense | 162,000 | 318,000 | 478,000 | 627,000 |
| Net interest income | 162,000 | 356,000 | 556,000 | 789,000 |
| Noninterest income | 25,000 | 63,000 | 97,000 | 107,000 |
| Noninterest expense | 149,000 | 315,000 | 474,000 | 664,000 |
| Provision for loan losses | 30,000 | 48,000 | 94,000 | 214,000 |
| Pretax income | 8,000 | 56,000 | 85,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 56,000 | 85,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,198,000 | 3,246,000 | 3,275,000 | 2,946,000 |
| Total capital | 3,302,000 | 3,355,000 | 3,391,000 | 3,063,000 |
| Risk-weighted assets | 8,567,000 | 9,983,000 | 10,070,000 | 10,926,000 |