Call report 2026Q2
OPTIMUMBANK — 2026Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,386,526,000 | USD | evidence → |
| Total loans | 1,201,426,000 | USD | evidence → |
| Allowance for loan losses | 10,890,000 | USD | evidence → |
| Securities available for sale | 26,646,000 | USD | evidence → |
| Securities held to maturity | 3,301,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,216,561,000 | USD | evidence → |
| Interest-bearing deposits | 894,669,000 | USD | evidence → |
| Noninterest-bearing deposits | 321,892,000 | USD | evidence → |
| Equity capital | 132,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,620,000 | USD | evidence → |
| Interest expense | 13,019,000 | USD | evidence → |
| Net interest income | 27,601,000 | USD | evidence → |
| Noninterest income | 4,273,000 | USD | evidence → |
| Noninterest expense | 15,028,000 | USD | evidence → |
| Provision for loan losses | 632,000 | USD | evidence → |
| Pretax income | 16,242,000 | USD | evidence → |
| Income tax | 4,030,000 | USD | evidence → |
| Net income | 12,212,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 137,633,000 | USD | evidence → |