Call report 2017Q4
OPTIMUMBANK — 2017Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,664,000 | USD | evidence → |
| Total loans | 72,211,000 | USD | evidence → |
| Allowance for loan losses | 3,991,000 | USD | evidence → |
| Securities available for sale | 11,437,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,347,000 | USD | evidence → |
| Interest-bearing deposits | 52,619,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,728,000 | USD | evidence → |
| Equity capital | 9,327,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,733,000 | USD | evidence → |
| Interest expense | 971,000 | USD | evidence → |
| Net interest income | 3,762,000 | USD | evidence → |
| Noninterest income | 22,000 | USD | evidence → |
| Noninterest expense | 3,716,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 79,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 79,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,577,000 | USD | evidence → |
| Total capital | 10,484,000 | USD | evidence → |
| Risk-weighted assets | 69,508,000 | USD | evidence → |