Call report 2011Q4
OPTIMUMBANK — 2011Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,386,000 | USD | evidence → |
| Total loans | 91,566,000 | USD | evidence → |
| Allowance for loan losses | 2,349,000 | USD | evidence → |
| Securities available for sale | 28,907,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,621,000 | USD | evidence → |
| Interest-bearing deposits | 107,380,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,241,000 | USD | evidence → |
| Equity capital | 11,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,582,000 | USD | evidence → |
| Interest expense | 3,279,000 | USD | evidence → |
| Net interest income | 3,303,000 | USD | evidence → |
| Noninterest income | -118,000 | USD | evidence → |
| Noninterest expense | 6,920,000 | USD | evidence → |
| Provision for loan losses | -149,000 | USD | evidence → |
| Pretax income | -3,433,000 | USD | evidence → |
| Income tax | 41,000 | USD | evidence → |
| Net income | -3,474,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,930,000 | USD | evidence → |
| Total capital | 14,382,000 | USD | evidence → |
| Risk-weighted assets | 115,264,000 | USD | evidence → |