Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 79,372,000 | 78,916,000 | 77,348,000 | 81,041,000 |
| Total loans | 42,488,000 | 43,983,000 | 43,632,000 | 44,760,000 |
| Allowance for loan losses | 1,432,000 | 1,453,000 | 1,461,000 | 1,471,000 |
| Securities available for sale | 31,842,000 | 31,619,000 | 30,833,000 | 31,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,596,000 | 72,769,000 | 70,190,000 | 73,713,000 |
| Interest-bearing deposits | 53,834,000 | 52,980,000 | 51,289,000 | 51,829,000 |
| Noninterest-bearing deposits | 19,762,000 | 19,789,000 | 18,901,000 | 21,884,000 |
| Equity capital | 5,423,000 | 5,753,000 | 6,635,000 | 7,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 1,931,000 | 2,917,000 | 3,914,000 |
| Interest expense | 212,000 | 431,000 | 652,000 | 873,000 |
| Net interest income | 759,000 | 1,500,000 | 2,265,000 | 3,041,000 |
| Noninterest income | 89,000 | 212,000 | 315,000 | 421,000 |
| Noninterest expense | 594,000 | 1,228,000 | 1,864,000 | 2,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 484,000 | 716,000 | 784,000 |
| Income tax | 5,000 | 10,000 | 18,000 | 27,000 |
| Net income | 249,000 | 474,000 | 698,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,828,000 | 11,853,000 | 12,013,000 | 12,000,000 |