Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 80,808,000 | 75,865,000 | 73,850,000 | 75,251,000 |
| Total loans | 29,277,000 | 31,522,000 | 33,616,000 | 32,696,000 |
| Allowance for loan losses | 1,316,000 | 1,366,000 | 1,367,000 | 1,382,000 |
| Securities available for sale | 48,923,000 | 43,308,000 | 39,488,000 | 39,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,670,000 | 71,048,000 | 70,731,000 | 71,544,000 |
| Interest-bearing deposits | 34,742,000 | 52,418,000 | 50,482,000 | 50,224,000 |
| Noninterest-bearing deposits | 38,928,000 | 18,630,000 | 20,249,000 | 21,320,000 |
| Equity capital | 6,955,000 | 4,551,000 | 2,686,000 | 3,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,288,000 | 1,973,000 | 2,705,000 |
| Interest expense | 41,000 | 86,000 | 138,000 | 202,000 |
| Net interest income | 576,000 | 1,202,000 | 1,835,000 | 2,503,000 |
| Noninterest income | 80,000 | 171,000 | 271,000 | 361,000 |
| Noninterest expense | 561,000 | 1,100,000 | 1,677,000 | 2,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 276,000 | 432,000 | 542,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 20,000 |
| Net income | 90,000 | 266,000 | 417,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,707,000 | 10,779,000 | 10,879,000 | 10,914,000 |