Call reports 2021
FARMERS STATE BANK — 2021
What FARMERS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 73,041,000 | 71,881,000 | 74,175,000 | 77,671,000 |
| Total loans | 27,804,000 | 29,952,000 | 29,525,000 | 28,411,000 |
| Allowance for loan losses | 1,310,000 | 1,320,000 | 1,330,000 | 1,311,000 |
| Securities available for sale | 43,464,000 | 40,505,000 | 40,929,000 | 46,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,961,000 | 60,435,000 | 62,919,000 | 66,811,000 |
| Interest-bearing deposits | 44,668,000 | 44,301,000 | 46,910,000 | 48,013,000 |
| Noninterest-bearing deposits | 17,293,000 | 16,134,000 | 16,009,000 | 18,798,000 |
| Equity capital | 10,716,000 | 11,051,000 | 10,905,000 | 10,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,278,000 | 1,967,000 | 2,568,000 |
| Interest expense | 49,000 | 96,000 | 141,000 | 183,000 |
| Net interest income | 515,000 | 1,182,000 | 1,826,000 | 2,385,000 |
| Noninterest income | 102,000 | 184,000 | 270,000 | 364,000 |
| Noninterest expense | 548,000 | 1,102,000 | 1,665,000 | 2,261,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 281,000 | 448,000 | 505,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | 64,000 | 271,000 | 433,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,444,000 | 10,567,000 | 10,654,000 | 10,635,000 |
| Total capital | 10,852,000 | 10,947,000 | 11,091,000 | 11,031,000 |
| Risk-weighted assets | 31,731,000 | 29,434,000 | 34,029,000 | 30,788,000 |