Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,963,000 | 66,358,000 | 65,592,000 | 70,887,000 |
| Total loans | 27,227,000 | 28,737,000 | 28,556,000 | 26,454,000 |
| Allowance for loan losses | 1,217,000 | 1,211,000 | 1,274,000 | 1,295,000 |
| Securities available for sale | 33,021,000 | 34,521,000 | 35,843,000 | 41,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,496,000 | 54,637,000 | 53,934,000 | 59,361,000 |
| Interest-bearing deposits | 40,875,000 | 41,774,000 | 40,899,000 | 41,542,000 |
| Noninterest-bearing deposits | 12,621,000 | 12,863,000 | 13,035,000 | 17,819,000 |
| Equity capital | 11,264,000 | 11,415,000 | 11,281,000 | 11,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,206,000 | 1,790,000 | 2,431,000 |
| Interest expense | 67,000 | 127,000 | 182,000 | 233,000 |
| Net interest income | 545,000 | 1,079,000 | 1,608,000 | 2,198,000 |
| Noninterest income | 81,000 | 158,000 | 244,000 | 351,000 |
| Noninterest expense | 550,000 | 1,100,000 | 1,666,000 | 2,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 143,000 | 191,000 | 334,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 22,000 |
| Net income | 70,000 | 131,000 | 173,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,378,000 | 10,440,000 | 10,347,000 | 10,401,000 |
| Total capital | 10,775,000 | 10,843,000 | 10,747,000 | 10,801,000 |
| Risk-weighted assets | 30,957,000 | 31,451,000 | 31,112,000 | 31,128,000 |