Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,364,000 | 62,379,000 | 60,508,000 | 63,145,000 |
| Total loans | 28,481,000 | 28,893,000 | 28,491,000 | 26,912,000 |
| Allowance for loan losses | 1,248,000 | 1,261,000 | 1,287,000 | 1,195,000 |
| Securities available for sale | 30,429,000 | 31,161,000 | 30,210,000 | 31,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,669,000 | 51,359,000 | 49,201,000 | 52,323,000 |
| Interest-bearing deposits | 39,541,000 | 39,715,000 | 38,362,000 | 38,863,000 |
| Noninterest-bearing deposits | 12,128,000 | 11,644,000 | 10,839,000 | 13,460,000 |
| Equity capital | 10,508,000 | 10,763,000 | 10,970,000 | 10,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,235,000 | 1,867,000 | 2,513,000 |
| Interest expense | 61,000 | 127,000 | 195,000 | 259,000 |
| Net interest income | 558,000 | 1,108,000 | 1,672,000 | 2,254,000 |
| Noninterest income | 86,000 | 175,000 | 269,000 | 353,000 |
| Noninterest expense | 544,000 | 1,074,000 | 1,617,000 | 2,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 209,000 | 338,000 | 448,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 22,000 |
| Net income | 94,000 | 197,000 | 320,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,562,000 | 10,581,000 | 10,623,000 | 10,329,000 |
| Total capital | 10,978,000 | 10,992,000 | 11,027,000 | 10,725,000 |
| Risk-weighted assets | 32,392,000 | 32,049,000 | 31,466,000 | 30,893,000 |