Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,633,000 | 61,459,000 | 58,865,000 | 61,282,000 |
| Total loans | 31,320,000 | 29,520,000 | 29,574,000 | 28,452,000 |
| Allowance for loan losses | 1,298,000 | 1,234,000 | 1,246,000 | 1,243,000 |
| Securities available for sale | 30,129,000 | 29,326,000 | 28,166,000 | 29,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,487,000 | 51,348,000 | 48,810,000 | 51,185,000 |
| Interest-bearing deposits | 41,209,000 | 39,684,000 | 38,566,000 | 38,693,000 |
| Noninterest-bearing deposits | 12,278,000 | 11,664,000 | 10,244,000 | 12,492,000 |
| Equity capital | 9,978,000 | 9,874,000 | 9,641,000 | 9,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,259,000 | 1,871,000 | 2,487,000 |
| Interest expense | 48,000 | 103,000 | 155,000 | 212,000 |
| Net interest income | 582,000 | 1,156,000 | 1,716,000 | 2,275,000 |
| Noninterest income | 101,000 | 203,000 | 305,000 | 402,000 |
| Noninterest expense | 533,000 | 1,077,000 | 1,637,000 | 2,190,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 283,000 | 385,000 | 488,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 22,000 |
| Net income | 144,000 | 271,000 | 367,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,542,000 | 10,514,000 | 10,535,000 | 10,509,000 |
| Total capital | 10,993,000 | 10,938,000 | 10,949,000 | 10,919,000 |
| Risk-weighted assets | 35,238,000 | 33,027,000 | 32,281,000 | 31,932,000 |