Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,161,000 | 62,446,000 | 62,311,000 | 63,020,000 |
| Total loans | 28,889,000 | 29,882,000 | 30,791,000 | 29,193,000 |
| Allowance for loan losses | 1,178,000 | 1,192,000 | 1,206,000 | 1,259,000 |
| Securities available for sale | 29,952,000 | 29,258,000 | 29,234,000 | 31,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,191,000 | 51,092,000 | 51,021,000 | 52,992,000 |
| Interest-bearing deposits | 41,520,000 | 40,987,000 | 40,947,000 | 40,603,000 |
| Noninterest-bearing deposits | 10,671,000 | 10,105,000 | 10,074,000 | 12,389,000 |
| Equity capital | 10,809,000 | 11,131,000 | 11,010,000 | 9,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,245,000 | 1,849,000 | 2,442,000 |
| Interest expense | 54,000 | 106,000 | 160,000 | 213,000 |
| Net interest income | 590,000 | 1,139,000 | 1,689,000 | 2,229,000 |
| Noninterest income | 84,000 | 307,000 | 373,000 | 471,000 |
| Noninterest expense | 524,000 | 1,048,000 | 1,580,000 | 2,138,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 402,000 | 486,000 | 566,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 148,000 | 390,000 | 468,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,321,000 | 10,318,000 | 10,321,000 | 10,333,000 |
| Total capital | 10,741,000 | 10,746,000 | 10,761,000 | 10,758,000 |
| Risk-weighted assets | 32,933,000 | 33,459,000 | 34,469,000 | 33,153,000 |