Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,691,000 | 62,086,000 | 61,420,000 | 62,143,000 |
| Total loans | 28,212,000 | 28,645,000 | 30,186,000 | 30,410,000 |
| Allowance for loan losses | 1,117,000 | 1,118,000 | 1,130,000 | 1,169,000 |
| Securities available for sale | 32,949,000 | 32,286,000 | 28,565,000 | 29,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,953,000 | 50,988,000 | 50,572,000 | 50,735,000 |
| Interest-bearing deposits | 42,560,000 | 40,830,000 | 40,727,000 | 40,174,000 |
| Noninterest-bearing deposits | 11,393,000 | 10,158,000 | 9,845,000 | 10,561,000 |
| Equity capital | 10,577,000 | 10,044,000 | 10,583,000 | 10,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,237,000 | 1,853,000 | 2,470,000 |
| Interest expense | 61,000 | 121,000 | 178,000 | 233,000 |
| Net interest income | 558,000 | 1,116,000 | 1,675,000 | 2,237,000 |
| Noninterest income | 98,000 | 161,000 | 258,000 | 332,000 |
| Noninterest expense | 512,000 | 1,022,000 | 1,550,000 | 2,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 169,000 | 283,000 | 432,000 | 517,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 22,000 |
| Net income | 163,000 | 271,000 | 414,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,117,000 | 10,130,000 | 10,203,000 | 10,198,000 |
| Total capital | 10,530,000 | 10,539,000 | 10,624,000 | 10,628,000 |
| Risk-weighted assets | 32,363,000 | 32,026,000 | 32,969,000 | 33,657,000 |