Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,776,000 | 63,134,000 | 60,334,000 | 62,669,000 |
| Total loans | 30,038,000 | 30,452,000 | 30,240,000 | 30,285,000 |
| Allowance for loan losses | 1,298,000 | 1,113,000 | 1,080,000 | 1,106,000 |
| Securities available for sale | 31,936,000 | 31,070,000 | 27,089,000 | 28,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,031,000 | 52,768,000 | 50,027,000 | 52,356,000 |
| Interest-bearing deposits | 43,691,000 | 44,174,000 | 41,831,000 | 40,773,000 |
| Noninterest-bearing deposits | 11,340,000 | 8,594,000 | 8,196,000 | 11,583,000 |
| Equity capital | 9,520,000 | 9,904,000 | 10,002,000 | 10,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,324,000 | 1,979,000 | 2,625,000 |
| Interest expense | 74,000 | 144,000 | 210,000 | 274,000 |
| Net interest income | 592,000 | 1,180,000 | 1,769,000 | 2,351,000 |
| Noninterest income | 97,000 | 190,000 | 285,000 | 351,000 |
| Noninterest expense | 510,000 | 1,040,000 | 1,559,000 | 2,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 415,000 | 588,000 | 640,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 21,000 |
| Net income | 200,000 | 400,000 | 566,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,819,000 | 9,905,000 | 10,006,000 | 9,979,000 |
| Total capital | 10,236,000 | 10,328,000 | 10,425,000 | 10,402,000 |
| Risk-weighted assets | 32,453,000 | 33,139,000 | 32,838,000 | 33,132,000 |