Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 67,903,000 | 63,025,000 | 62,010,000 | 62,914,000 |
| Total loans | 31,796,000 | 31,350,000 | 31,015,000 | 30,961,000 |
| Allowance for loan losses | 1,426,000 | 1,453,000 | 1,462,000 | 1,285,000 |
| Securities available for sale | 32,005,000 | 29,162,000 | 29,642,000 | 29,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,998,000 | 53,128,000 | 51,973,000 | 53,831,000 |
| Interest-bearing deposits | 47,057,000 | 44,585,000 | 43,397,000 | 43,568,000 |
| Noninterest-bearing deposits | 9,941,000 | 8,543,000 | 8,576,000 | 10,263,000 |
| Equity capital | 10,641,000 | 9,619,000 | 9,652,000 | 8,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,356,000 | 2,039,000 | 2,705,000 |
| Interest expense | 91,000 | 177,000 | 261,000 | 340,000 |
| Net interest income | 584,000 | 1,179,000 | 1,778,000 | 2,365,000 |
| Noninterest income | 105,000 | 192,000 | 287,000 | 383,000 |
| Noninterest expense | 480,000 | 968,000 | 1,451,000 | 2,004,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 179,000 | 385,000 | 596,000 | 743,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 32,000 |
| Net income | 170,000 | 367,000 | 569,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,762,000 | 9,825,000 | 9,951,000 | 9,645,000 |
| Total capital | 10,191,000 | 10,244,000 | 10,367,000 | 10,066,000 |
| Risk-weighted assets | 33,342,000 | 32,551,000 | 32,342,000 | 32,829,000 |