Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,263,000 | 66,600,000 | 66,086,000 | 66,049,000 |
| Total loans | 32,021,000 | 32,649,000 | 34,019,000 | 33,217,000 |
| Allowance for loan losses | 1,714,000 | 1,749,000 | 1,451,000 | 1,455,000 |
| Securities available for sale | 29,517,000 | 31,029,000 | 29,122,000 | 29,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,271,000 | 55,525,000 | 54,754,000 | 55,190,000 |
| Interest-bearing deposits | 47,471,000 | 47,665,000 | 46,858,000 | 44,960,000 |
| Noninterest-bearing deposits | 9,800,000 | 7,860,000 | 7,896,000 | 10,230,000 |
| Equity capital | 10,705,000 | 10,755,000 | 10,990,000 | 10,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,497,000 | 2,219,000 | 2,928,000 |
| Interest expense | 120,000 | 237,000 | 345,000 | 444,000 |
| Net interest income | 634,000 | 1,260,000 | 1,874,000 | 2,484,000 |
| Noninterest income | 43,000 | 118,000 | 203,000 | 271,000 |
| Noninterest expense | 495,000 | 986,000 | 1,487,000 | 2,020,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 122,000 | 302,000 | 475,000 | 590,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 302,000 | 475,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,662,000 | 9,666,000 | 9,764,000 | 9,628,000 |
| Total capital | 10,088,000 | 10,096,000 | 10,204,000 | 10,065,000 |
| Risk-weighted assets | 32,742,000 | 33,074,000 | 34,209,000 | 33,942,000 |