Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,394,000 | 61,840,000 | 62,020,000 | 63,177,000 |
| Total loans | 32,051,000 | 32,374,000 | 32,406,000 | 32,433,000 |
| Allowance for loan losses | 1,361,000 | 1,404,000 | 1,483,000 | 1,490,000 |
| Securities available for sale | 24,945,000 | 25,363,000 | 26,175,000 | 27,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,930,000 | 50,925,000 | 50,870,000 | 52,343,000 |
| Interest-bearing deposits | 44,760,000 | 43,617,000 | 43,147,000 | 42,887,000 |
| Noninterest-bearing deposits | 7,170,000 | 7,308,000 | 7,723,000 | 9,456,000 |
| Equity capital | 10,125,000 | 10,541,000 | 10,731,000 | 10,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,589,000 | 2,355,000 | 3,155,000 |
| Interest expense | 165,000 | 324,000 | 468,000 | 598,000 |
| Net interest income | 612,000 | 1,265,000 | 1,887,000 | 2,557,000 |
| Noninterest income | 85,000 | 156,000 | 241,000 | 329,000 |
| Noninterest expense | 506,000 | 1,000,000 | 1,499,000 | 2,047,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 495,000 |
| Pretax income | 58,000 | 178,000 | 262,000 | 429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 178,000 | 262,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,518,000 | 9,591,000 | 9,599,000 | 9,541,000 |
| Total capital | 9,924,000 | 9,999,000 | 10,008,000 | 9,960,000 |
| Risk-weighted assets | 31,505,000 | 31,644,000 | 31,641,000 | 32,518,000 |