Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,521,000 | 59,067,000 | 59,531,000 | 61,723,000 |
| Total loans | 33,669,000 | 33,943,000 | 34,454,000 | 34,123,000 |
| Allowance for loan losses | 1,362,000 | 1,425,000 | 1,525,000 | 1,231,000 |
| Securities available for sale | 19,018,000 | 19,568,000 | 20,556,000 | 22,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,902,000 | 48,287,000 | 48,615,000 | 51,427,000 |
| Interest-bearing deposits | 43,607,000 | 42,073,000 | 42,809,000 | 43,507,000 |
| Noninterest-bearing deposits | 6,295,000 | 6,214,000 | 5,806,000 | 7,920,000 |
| Equity capital | 10,248,000 | 10,374,000 | 10,471,000 | 9,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,598,000 | 2,429,000 | 3,253,000 |
| Interest expense | 197,000 | 388,000 | 573,000 | 753,000 |
| Net interest income | 631,000 | 1,210,000 | 1,856,000 | 2,500,000 |
| Noninterest income | 106,000 | 212,000 | 316,000 | 414,000 |
| Noninterest expense | 483,000 | 989,000 | 1,477,000 | 2,025,000 |
| Provision for loan losses | 75,000 | 170,000 | 305,000 | 440,000 |
| Pretax income | 179,000 | 263,000 | 390,000 | 449,000 |
| Income tax | 7,000 | 12,000 | 12,000 | 12,000 |
| Net income | 172,000 | 251,000 | 378,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,640,000 | 9,609,000 | 9,650,000 | 9,461,000 |
| Total capital | 10,078,000 | 10,047,000 | 10,085,000 | 9,896,000 |
| Risk-weighted assets | 34,138,000 | 34,085,000 | 33,989,000 | 34,021,000 |