Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,930,000 | 58,469,000 | 58,880,000 | 60,044,000 |
| Total loans | 34,902,000 | 35,926,000 | 35,825,000 | 35,918,000 |
| Allowance for loan losses | 1,427,000 | 1,402,000 | 1,286,000 | 1,268,000 |
| Securities available for sale | 15,736,000 | 15,872,000 | 15,754,000 | 17,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,551,000 | 48,130,000 | 48,205,000 | 49,711,000 |
| Interest-bearing deposits | 41,762,000 | 40,956,000 | 41,177,000 | 42,019,000 |
| Noninterest-bearing deposits | 6,789,000 | 7,174,000 | 7,028,000 | 7,692,000 |
| Equity capital | 9,971,000 | 9,894,000 | 10,220,000 | 10,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,692,000 | 2,537,000 | 3,409,000 |
| Interest expense | 282,000 | 525,000 | 751,000 | 966,000 |
| Net interest income | 570,000 | 1,167,000 | 1,786,000 | 2,443,000 |
| Noninterest income | 104,000 | 197,000 | 308,000 | 422,000 |
| Noninterest expense | 471,000 | 998,000 | 1,497,000 | 2,031,000 |
| Provision for loan losses | 50,000 | 110,000 | 175,000 | 250,000 |
| Pretax income | 153,000 | 274,000 | 440,000 | 602,000 |
| Income tax | 6,000 | 11,000 | 18,000 | 25,000 |
| Net income | 147,000 | 263,000 | 422,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,578,000 | 9,488,000 | 9,562,000 | 9,467,000 |
| Total capital | 10,025,000 | 9,939,000 | 10,015,000 | 9,930,000 |
| Risk-weighted assets | 34,773,000 | 35,142,000 | 35,643,000 | 36,254,000 |