Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,876,000 | 49,408,000 | 50,228,000 | 52,968,000 |
| Total loans | 36,982,000 | 38,115,000 | 38,517,000 | 38,575,000 |
| Allowance for loan losses | 1,068,000 | 1,127,000 | 1,201,000 | 1,280,000 |
| Securities available for sale | 8,413,000 | 8,202,000 | 8,010,000 | 9,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,043,000 | 39,543,000 | 40,086,000 | 42,911,000 |
| Interest-bearing deposits | 34,755,000 | 34,510,000 | 35,197,000 | 36,167,000 |
| Noninterest-bearing deposits | 5,288,000 | 5,033,000 | 4,889,000 | 6,744,000 |
| Equity capital | 9,432,000 | 9,439,000 | 9,608,000 | 9,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,754,000 | 2,670,000 | 3,720,000 |
| Interest expense | 290,000 | 591,000 | 909,000 | 1,237,000 |
| Net interest income | 573,000 | 1,163,000 | 1,761,000 | 2,483,000 |
| Noninterest income | 96,000 | 218,000 | 324,000 | 438,000 |
| Noninterest expense | 437,000 | 873,000 | 1,300,000 | 1,692,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 172,000 | 388,000 | 605,000 | 1,009,000 |
| Income tax | 14,000 | 31,000 | 48,000 | 76,000 |
| Net income | 158,000 | 357,000 | 557,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,336,000 | 9,379,000 | 9,489,000 | 9,490,000 |
| Total capital | 9,780,000 | 9,837,000 | 9,957,000 | 9,952,000 |
| Risk-weighted assets | 34,856,000 | 35,957,000 | 36,426,000 | 36,357,000 |