Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,183,000 | 49,101,000 | 47,985,000 | 49,972,000 |
| Total loans | 35,755,000 | 37,051,000 | 37,617,000 | 36,499,000 |
| Allowance for loan losses | 894,000 | 953,000 | 1,011,000 | 1,023,000 |
| Securities available for sale | 10,101,000 | 9,465,000 | 8,967,000 | 8,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,326,000 | 39,388,000 | 38,035,000 | 40,331,000 |
| Interest-bearing deposits | 33,816,000 | 33,082,000 | 32,956,000 | 34,091,000 |
| Noninterest-bearing deposits | 5,510,000 | 6,306,000 | 5,079,000 | 6,240,000 |
| Equity capital | 9,544,000 | 9,374,000 | 9,514,000 | 9,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,635,000 | 2,478,000 | 3,350,000 |
| Interest expense | 218,000 | 456,000 | 721,000 | 1,005,000 |
| Net interest income | 596,000 | 1,179,000 | 1,757,000 | 2,345,000 |
| Noninterest income | 91,000 | 185,000 | 286,000 | 381,000 |
| Noninterest expense | 446,000 | 902,000 | 1,346,000 | 1,767,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 181,000 | 342,000 | 517,000 | 719,000 |
| Income tax | 15,000 | 29,000 | 48,000 | 64,000 |
| Net income | 166,000 | 313,000 | 469,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,482,000 | 9,372,000 | 9,438,000 | 9,249,000 |
| Total capital | 9,697,000 | 9,809,000 | 9,880,000 | 9,686,000 |
| Risk-weighted assets | 33,272,000 | 34,390,000 | 34,816,000 | 34,373,000 |