Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,086,000 | 43,266,000 | 44,362,000 | 45,065,000 |
| Total loans | 30,024,000 | 31,362,000 | 31,243,000 | 31,761,000 |
| Allowance for loan losses | 666,000 | 726,000 | 785,000 | 854,000 |
| Securities available for sale | 10,350,000 | 9,424,000 | 9,228,000 | 10,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,170,000 | 33,213,000 | 33,987,000 | 34,632,000 |
| Interest-bearing deposits | 30,048,000 | 28,970,000 | 29,787,000 | 30,061,000 |
| Noninterest-bearing deposits | 4,122,000 | 4,243,000 | 4,200,000 | 4,571,000 |
| Equity capital | 9,421,000 | 9,596,000 | 9,818,000 | 9,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,568,000 | 2,370,000 | 3,174,000 |
| Interest expense | 275,000 | 528,000 | 773,000 | 1,008,000 |
| Net interest income | 522,000 | 1,040,000 | 1,597,000 | 2,166,000 |
| Noninterest income | 76,000 | 155,000 | 252,000 | 341,000 |
| Noninterest expense | 337,000 | 682,000 | 1,028,000 | 1,421,000 |
| Provision for loan losses | 92,000 | 145,000 | 198,000 | 250,000 |
| Pretax income | 169,000 | 368,000 | 623,000 | 836,000 |
| Income tax | 49,000 | 109,000 | 190,000 | 255,000 |
| Net income | 120,000 | 259,000 | 433,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,317,000 | 9,437,000 | 9,611,000 | 9,690,000 |
| Total capital | 9,669,000 | 9,803,000 | 9,979,000 | 10,063,000 |
| Risk-weighted assets | 27,851,000 | 28,947,000 | 29,029,000 | 29,330,000 |