Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,147,000 | 41,762,000 | 42,736,000 | 44,164,000 |
| Total loans | 28,490,000 | 30,515,000 | 30,518,000 | 29,913,000 |
| Allowance for loan losses | 730,000 | 761,000 | 723,000 | 722,000 |
| Securities available for sale | 8,407,000 | 8,258,000 | 8,940,000 | 9,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,771,000 | 32,230,000 | 32,859,000 | 34,299,000 |
| Interest-bearing deposits | 27,961,000 | 27,868,000 | 28,760,000 | 29,540,000 |
| Noninterest-bearing deposits | 4,810,000 | 4,362,000 | 4,099,000 | 4,759,000 |
| Equity capital | 8,945,000 | 9,112,000 | 9,340,000 | 9,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,670,000 | 2,526,000 | 3,369,000 |
| Interest expense | 320,000 | 638,000 | 959,000 | 1,271,000 |
| Net interest income | 510,000 | 1,032,000 | 1,567,000 | 2,098,000 |
| Noninterest income | 84,000 | 155,000 | 226,000 | 304,000 |
| Noninterest expense | 292,000 | 584,000 | 881,000 | 1,340,000 |
| Provision for loan losses | 38,000 | 75,000 | 112,000 | 150,000 |
| Pretax income | 264,000 | 528,000 | 800,000 | 912,000 |
| Income tax | 85,000 | 170,000 | 258,000 | 287,000 |
| Net income | 179,000 | 358,000 | 542,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,828,000 | 8,989,000 | 9,173,000 | 9,196,000 |
| Total capital | 9,166,000 | 9,345,000 | 9,533,000 | 9,551,000 |
| Risk-weighted assets | 26,623,000 | 28,061,000 | 28,396,000 | 27,996,000 |