Call reports 2016
FIRST NATIONAL BANK OF WYNNE, THE — 2016
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 282,060,000 | 275,222,000 | 284,584,000 | 282,034,000 |
| Total loans | 136,707,000 | 142,875,000 | 164,040,000 | 144,590,000 |
| Allowance for loan losses | 1,930,000 | 1,842,000 | 1,863,000 | 1,904,000 |
| Securities available for sale | 81,477,000 | 81,132,000 | 76,612,000 | 69,647,000 |
| Securities held to maturity | 2,047,000 | 2,535,000 | 2,630,000 | 2,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,417,000 | 232,871,000 | 231,304,000 | 244,186,000 |
| Interest-bearing deposits | 171,332,000 | 165,870,000 | 162,248,000 | 165,530,000 |
| Noninterest-bearing deposits | 69,085,000 | 67,001,000 | 69,056,000 | 78,656,000 |
| Equity capital | 35,480,000 | 36,353,000 | 37,160,000 | 32,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,293,000 | 4,750,000 | 7,370,000 | 9,866,000 |
| Interest expense | 183,000 | 371,000 | 565,000 | 744,000 |
| Net interest income | 2,110,000 | 4,379,000 | 6,805,000 | 9,122,000 |
| Noninterest income | 781,000 | 1,263,000 | 1,937,000 | 2,472,000 |
| Noninterest expense | 1,921,000 | 3,703,000 | 5,592,000 | 7,397,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 971,000 | 1,966,000 | 3,135,000 | 4,111,000 |
| Income tax | 278,000 | 568,000 | 926,000 | 1,211,000 |
| Net income | 693,000 | 1,398,000 | 2,209,000 | 2,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,473,000 | 30,178,000 | 30,989,000 | 26,679,000 |
| Total capital | 31,403,000 | 32,020,000 | 32,852,000 | 28,583,000 |
| Risk-weighted assets | 202,862,000 | 188,690,000 | 195,961,000 | 196,203,000 |