Call reports 2015
FIRST NATIONAL BANK OF WYNNE, THE — 2015
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 282,039,000 | 272,859,000 | 276,983,000 | 290,916,000 |
| Total loans | 143,594,000 | 156,762,000 | 164,273,000 | 143,110,000 |
| Allowance for loan losses | 2,494,000 | 2,192,000 | 2,175,000 | 1,922,000 |
| Securities available for sale | 72,452,000 | 76,352,000 | 70,937,000 | 77,686,000 |
| Securities held to maturity | 2,187,000 | 1,755,000 | 1,784,000 | 1,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,424,000 | 226,122,000 | 231,365,000 | 250,287,000 |
| Interest-bearing deposits | 167,981,000 | 162,178,000 | 163,864,000 | 171,389,000 |
| Noninterest-bearing deposits | 72,443,000 | 63,944,000 | 67,501,000 | 78,898,000 |
| Equity capital | 34,976,000 | 33,221,000 | 33,944,000 | 34,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,352,000 | 4,799,000 | 7,495,000 | 10,058,000 |
| Interest expense | 175,000 | 359,000 | 555,000 | 735,000 |
| Net interest income | 2,177,000 | 4,440,000 | 6,940,000 | 9,323,000 |
| Noninterest income | 658,000 | 985,000 | 1,431,000 | 1,944,000 |
| Noninterest expense | 2,087,000 | 3,929,000 | 5,936,000 | 7,907,000 |
| Provision for loan losses | 75,000 | -620,000 | -620,000 | -620,000 |
| Pretax income | 678,000 | 2,140,000 | 3,098,000 | 4,058,000 |
| Income tax | 162,000 | 631,000 | 904,000 | 1,180,000 |
| Net income | 516,000 | 1,509,000 | 2,194,000 | 2,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,622,000 | 27,338,000 | 27,728,000 | 28,428,000 |
| Total capital | 31,116,000 | 29,530,000 | 29,903,000 | 30,350,000 |
| Risk-weighted assets | 206,953,000 | 197,750,000 | 199,973,000 | 204,203,000 |