Call reports 2014
FIRST NATIONAL BANK OF WYNNE, THE — 2014
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 290,607,000 | 278,006,000 | 277,062,000 | 272,221,000 |
| Total loans | 126,299,000 | 143,464,000 | 162,379,000 | 146,994,000 |
| Allowance for loan losses | 2,368,000 | 2,434,000 | 2,434,000 | 2,420,000 |
| Securities available for sale | 67,515,000 | 71,362,000 | 69,284,000 | 69,252,000 |
| Securities held to maturity | 3,191,000 | 2,846,000 | 2,717,000 | 2,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,220,000 | 239,136,000 | 227,291,000 | 231,372,000 |
| Interest-bearing deposits | 182,442,000 | 178,900,000 | 164,616,000 | 163,732,000 |
| Noninterest-bearing deposits | 69,778,000 | 60,236,000 | 62,675,000 | 67,640,000 |
| Equity capital | 31,881,000 | 32,639,000 | 33,475,000 | 34,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,660,000 | 7,373,000 | 9,971,000 |
| Interest expense | 201,000 | 415,000 | 615,000 | 792,000 |
| Net interest income | 2,073,000 | 4,245,000 | 6,758,000 | 9,179,000 |
| Noninterest income | 478,000 | 945,000 | 1,353,000 | 1,872,000 |
| Noninterest expense | 2,014,000 | 4,028,000 | 6,129,000 | 8,076,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 487,000 | 1,105,000 | 1,925,000 | 2,988,000 |
| Income tax | 90,000 | 229,000 | 432,000 | 736,000 |
| Net income | 397,000 | 876,000 | 1,493,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,464,000 | 27,006,000 | 27,686,000 | 28,412,000 |
| Total capital | 28,770,000 | 29,386,000 | 30,120,000 | 30,796,000 |
| Risk-weighted assets | 184,424,000 | 190,316,000 | 198,031,000 | 190,656,000 |