Call reports 2009
FIRST NATIONAL BANK OF WYNNE, THE — 2009
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 271,515,000 | 268,248,000 | 274,918,000 | 270,501,000 |
| Total loans | 147,680,000 | 159,591,000 | 173,308,000 | 151,817,000 |
| Allowance for loan losses | 2,044,000 | 2,442,000 | 2,538,000 | 2,791,000 |
| Securities available for sale | 53,751,000 | 49,946,000 | 47,586,000 | 44,924,000 |
| Securities held to maturity | 9,622,000 | 16,811,000 | 19,010,000 | 20,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,885,000 | 228,770,000 | 221,350,000 | 228,946,000 |
| Interest-bearing deposits | 193,167,000 | 189,307,000 | 185,560,000 | 184,980,000 |
| Noninterest-bearing deposits | 38,717,000 | 39,463,000 | 35,790,000 | 43,966,000 |
| Equity capital | 31,852,000 | 31,600,000 | 33,392,000 | 33,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,279,000 | 6,596,000 | 10,378,000 | 13,871,000 |
| Interest expense | 1,072,000 | 2,057,000 | 2,986,000 | 3,847,000 |
| Net interest income | 2,207,000 | 4,539,000 | 7,392,000 | 10,024,000 |
| Noninterest income | 439,000 | 878,000 | 1,480,000 | 1,979,000 |
| Noninterest expense | 1,849,000 | 3,889,000 | 6,017,000 | 7,816,000 |
| Provision for loan losses | 150,000 | 553,000 | 703,000 | 1,799,000 |
| Pretax income | 647,000 | 1,009,000 | 2,204,000 | 2,134,000 |
| Income tax | 161,000 | 203,000 | 590,000 | 436,000 |
| Net income | 486,000 | 806,000 | 1,614,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,293,000 | 26,476,000 | 27,348,000 | 27,494,000 |
| Total capital | 29,337,000 | 28,918,000 | 29,886,000 | 30,125,000 |
| Risk-weighted assets | 208,991,000 | 211,172,000 | 221,617,000 | 211,297,000 |