Call reports 2008
FIRST NATIONAL BANK OF WYNNE, THE — 2008
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 282,406,000 | 270,528,000 | 262,004,000 | 267,521,000 |
| Total loans | 157,777,000 | 172,325,000 | 171,336,000 | 159,803,000 |
| Allowance for loan losses | 3,477,000 | 3,370,000 | 1,267,000 | 1,915,000 |
| Securities available for sale | 59,927,000 | 54,231,000 | 49,599,000 | 51,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,030,000 | 229,859,000 | 220,746,000 | 228,364,000 |
| Interest-bearing deposits | 203,335,000 | 190,428,000 | 186,874,000 | 187,360,000 |
| Noninterest-bearing deposits | 37,695,000 | 39,431,000 | 33,872,000 | 41,004,000 |
| Equity capital | 32,518,000 | 32,215,000 | 32,478,000 | 31,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,311,000 | 8,393,000 | 12,184,000 | 15,804,000 |
| Interest expense | 1,929,000 | 3,724,000 | 5,126,000 | 6,404,000 |
| Net interest income | 2,382,000 | 4,669,000 | 7,058,000 | 9,400,000 |
| Noninterest income | 536,000 | 979,000 | 1,427,000 | 1,873,000 |
| Noninterest expense | 1,820,000 | 3,650,000 | 5,457,000 | 7,087,000 |
| Provision for loan losses | 60,000 | 210,000 | 360,000 | 510,000 |
| Pretax income | 1,040,000 | 1,790,000 | 2,673,000 | 3,689,000 |
| Income tax | 319,000 | 535,000 | 784,000 | 1,092,000 |
| Net income | 721,000 | 1,255,000 | 1,889,000 | 2,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,384,000 | 25,981,000 | 26,678,000 | 26,744,000 |
| Total capital | 27,957,000 | 28,556,000 | 27,945,000 | 28,659,000 |
| Risk-weighted assets | 204,898,000 | 205,169,000 | 192,707,000 | 195,616,000 |