Call reports 2007
FIRST NATIONAL BANK OF WYNNE, THE — 2007
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 243,674,000 | 271,107,000 | 276,853,000 | 268,200,000 |
| Total loans | 136,376,000 | 176,569,000 | 185,183,000 | 172,821,000 |
| Allowance for loan losses | 3,272,000 | 3,281,000 | 3,344,000 | 3,417,000 |
| Securities available for sale | 72,481,000 | 68,611,000 | 64,514,000 | 62,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,654,000 | 228,700,000 | 224,831,000 | 232,164,000 |
| Interest-bearing deposits | 172,225,000 | 216,447,000 | 193,023,000 | 196,565,000 |
| Noninterest-bearing deposits | 36,429,000 | 12,253,000 | 31,808,000 | 35,599,000 |
| Equity capital | 30,986,000 | 31,381,000 | 32,704,000 | 31,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,982,000 | 8,449,000 | 13,463,000 | 18,242,000 |
| Interest expense | 1,530,000 | 3,283,000 | 5,410,000 | 7,414,000 |
| Net interest income | 2,452,000 | 5,166,000 | 8,053,000 | 10,828,000 |
| Noninterest income | 416,000 | 813,000 | 1,252,000 | 1,713,000 |
| Noninterest expense | 1,642,000 | 3,333,000 | 5,086,000 | 6,896,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 120,000 |
| Pretax income | 1,235,000 | 2,655,000 | 4,168,000 | 5,442,000 |
| Income tax | 390,000 | 861,000 | 1,363,000 | 1,668,000 |
| Net income | 845,000 | 1,794,000 | 2,805,000 | 3,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,181,000 | 24,944,000 | 26,050,000 | 24,593,000 |
| Total capital | 26,110,000 | 27,200,000 | 28,324,000 | 27,081,000 |
| Risk-weighted assets | 152,998,000 | 194,229,000 | 205,576,000 | 197,327,000 |