Call reports 2006
FIRST NATIONAL BANK OF WYNNE, THE — 2006
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 234,537,000 | 244,773,000 | 244,253,000 | 247,396,000 |
| Total loans | 132,190,000 | 144,194,000 | 151,554,000 | 136,896,000 |
| Allowance for loan losses | 3,227,000 | 3,319,000 | 3,283,000 | 3,267,000 |
| Securities available for sale | 63,094,000 | 64,668,000 | 70,147,000 | 68,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,063,000 | 197,530,000 | 201,073,000 | 213,200,000 |
| Interest-bearing deposits | 166,181,000 | 163,476,000 | 168,728,000 | 174,856,000 |
| Noninterest-bearing deposits | 34,882,000 | 34,054,000 | 32,345,000 | 38,344,000 |
| Equity capital | 31,124,000 | 27,920,000 | 29,233,000 | 30,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,647,000 | 7,394,000 | 11,552,000 | 15,659,000 |
| Interest expense | 974,000 | 2,180,000 | 3,727,000 | 5,249,000 |
| Net interest income | 2,673,000 | 5,214,000 | 7,825,000 | 10,410,000 |
| Noninterest income | 445,000 | 827,000 | 1,170,000 | 1,536,000 |
| Noninterest expense | 1,690,000 | 3,300,000 | 4,974,000 | 6,543,000 |
| Provision for loan losses | 60,000 | 135,000 | 160,000 | 160,000 |
| Pretax income | 1,348,000 | 2,586,000 | 3,841,000 | 5,228,000 |
| Income tax | 438,000 | 831,000 | 1,251,000 | 1,694,000 |
| Net income | 910,000 | 1,755,000 | 2,590,000 | 3,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,544,000 | 21,628,000 | 22,527,000 | 23,274,000 |
| Total capital | 26,440,000 | 23,639,000 | 24,602,000 | 25,215,000 |
| Risk-weighted assets | 150,362,000 | 159,567,000 | 164,764,000 | 154,765,000 |