Call reports 2005
FIRST NATIONAL BANK OF WYNNE, THE — 2005
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 182,993,000 | 179,199,000 | 187,350,000 | 166,750,000 |
| Total loans | 109,054,000 | 124,603,000 | 134,912,000 | 119,531,000 |
| Allowance for loan losses | 2,585,000 | 2,627,000 | 2,688,000 | 2,714,000 |
| Securities available for sale | 45,948,000 | 46,027,000 | 42,687,000 | 37,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,129,000 | 140,671,000 | 136,551,000 | 136,585,000 |
| Interest-bearing deposits | 122,717,000 | 114,484,000 | 111,309,000 | 111,733,000 |
| Noninterest-bearing deposits | 28,412,000 | 26,187,000 | 25,242,000 | 24,852,000 |
| Equity capital | 28,607,000 | 29,474,000 | 15,140,000 | 21,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,415,000 | 5,029,000 | 7,982,000 | 10,872,000 |
| Interest expense | 486,000 | 1,031,000 | 1,825,000 | 2,670,000 |
| Net interest income | 1,929,000 | 3,998,000 | 6,157,000 | 8,202,000 |
| Noninterest income | 323,000 | 637,000 | 967,000 | 1,272,000 |
| Noninterest expense | 1,251,000 | 2,475,000 | 3,788,000 | 4,988,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 200,000 |
| Pretax income | 941,000 | 2,033,000 | 3,090,000 | 4,128,000 |
| Income tax | 318,000 | 648,000 | 998,000 | 1,331,000 |
| Net income | 623,000 | 1,385,000 | 2,092,000 | 2,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,843,000 | 29,496,000 | 15,247,000 | 21,742,000 |
| Total capital | 30,305,000 | 31,090,000 | 16,974,000 | 23,281,000 |
| Risk-weighted assets | 115,881,000 | 126,479,000 | 137,207,000 | 121,947,000 |