Call reports 2004
FIRST NATIONAL BANK OF WYNNE, THE — 2004
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 184,921,000 | 180,595,000 | 175,464,000 | 177,604,000 |
| Total loans | 124,370,000 | 132,918,000 | 137,464,000 | 112,784,000 |
| Allowance for loan losses | 2,520,000 | 2,540,000 | 2,607,000 | 2,516,000 |
| Securities available for sale | 20,297,000 | 21,357,000 | 26,894,000 | 34,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,322,000 | 150,910,000 | 144,654,000 | 146,134,000 |
| Interest-bearing deposits | 127,412,000 | 126,753,000 | 120,377,000 | 118,447,000 |
| Noninterest-bearing deposits | 27,910,000 | 24,157,000 | 24,277,000 | 27,687,000 |
| Equity capital | 26,437,000 | 26,662,000 | 27,659,000 | 28,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,575,000 | 7,108,000 | 9,796,000 |
| Interest expense | 516,000 | 1,007,000 | 1,468,000 | 1,923,000 |
| Net interest income | 1,738,000 | 3,568,000 | 5,640,000 | 7,873,000 |
| Noninterest income | 318,000 | 648,000 | 983,000 | 1,264,000 |
| Noninterest expense | 1,261,000 | 2,484,000 | 3,691,000 | 4,872,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 190,000 |
| Pretax income | 735,000 | 1,612,000 | 2,752,000 | 4,075,000 |
| Income tax | 240,000 | 543,000 | 946,000 | 1,395,000 |
| Net income | 495,000 | 1,069,000 | 1,806,000 | 2,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,311,000 | 26,773,000 | 27,538,000 | 28,191,000 |
| Total capital | 27,912,000 | 28,462,000 | 29,291,000 | 29,674,000 |
| Risk-weighted assets | 127,213,000 | 134,298,000 | 139,409,000 | 117,572,000 |