Call reports 2003
FIRST NATIONAL BANK OF WYNNE, THE — 2003
What FIRST NATIONAL BANK OF WYNNE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 180,164,000 | 178,662,000 | 181,200,000 | 184,890,000 |
| Total loans | 131,862,000 | 135,772,000 | 140,150,000 | 129,954,000 |
| Allowance for loan losses | 2,253,000 | 2,329,000 | 2,392,000 | 2,455,000 |
| Securities available for sale | 13,314,000 | 12,454,000 | 10,650,000 | 15,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,349,000 | 145,183,000 | 147,068,000 | 150,741,000 |
| Interest-bearing deposits | 120,078,000 | 122,629,000 | 123,481,000 | 125,328,000 |
| Noninterest-bearing deposits | 27,271,000 | 22,554,000 | 23,587,000 | 25,413,000 |
| Equity capital | 23,960,000 | 24,778,000 | 25,418,000 | 25,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,622,000 | 5,188,000 | 7,723,000 | 10,127,000 |
| Interest expense | 675,000 | 1,372,000 | 2,017,000 | 2,588,000 |
| Net interest income | 1,947,000 | 3,816,000 | 5,706,000 | 7,539,000 |
| Noninterest income | 393,000 | 1,227,000 | 1,530,000 | 1,849,000 |
| Noninterest expense | 1,230,000 | 2,424,000 | 3,609,000 | 4,736,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,050,000 | 2,499,000 | 3,447,000 | 4,412,000 |
| Income tax | 351,000 | 861,000 | 1,179,000 | 1,489,000 |
| Net income | 699,000 | 1,638,000 | 2,268,000 | 2,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,795,000 | 24,650,000 | 25,307,000 | 25,789,000 |
| Total capital | 25,437,000 | 26,310,000 | 27,044,000 | 27,437,000 |
| Risk-weighted assets | 130,744,000 | 132,106,000 | 138,341,000 | 130,993,000 |