Call reports 2024
TERRITORIAL SAVINGS BANK — 2024
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,193,400,000 | 2,165,115,000 | 2,197,956,000 | 2,169,071,000 |
| Total loans | 1,310,067,000 | 1,301,450,000 | 1,287,993,000 | 1,286,753,000 |
| Allowance for loan losses | 5,142,000 | 5,118,000 | 5,055,000 | 5,114,000 |
| Securities available for sale | 19,483,000 | 19,095,000 | 19,920,000 | 18,492,000 |
| Securities held to maturity | 677,578,000 | 666,103,000 | 654,349,000 | 645,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,626,465,000 | 1,603,376,000 | 1,695,928,000 | 1,744,666,000 |
| Interest-bearing deposits | 1,550,216,000 | 1,521,196,000 | 1,621,397,000 | 1,666,753,000 |
| Noninterest-bearing deposits | 76,249,000 | 82,180,000 | 74,531,000 | 77,913,000 |
| Equity capital | 232,383,000 | 232,197,000 | 232,140,000 | 233,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,005,000 | 36,113,000 | 54,437,000 | 72,361,000 |
| Interest expense | 9,232,000 | 19,087,000 | 29,916,000 | 40,616,000 |
| Net interest income | 8,773,000 | 17,026,000 | 24,521,000 | 31,745,000 |
| Noninterest income | 652,000 | 1,372,000 | 2,027,000 | 2,785,000 |
| Noninterest expense | 9,544,000 | 18,755,000 | 28,257,000 | 37,409,000 |
| Provision for loan losses | 19,000 | -7,000 | 22,000 | 73,000 |
| Pretax income | -138,000 | -350,000 | -1,731,000 | -2,952,000 |
| Income tax | -85,000 | -142,000 | -606,000 | -1,417,000 |
| Net income | -53,000 | -208,000 | -1,125,000 | -1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,000,000 | 238,929,000 | 238,079,000 | 237,865,000 |
| Total capital | 244,142,000 | 244,047,000 | 243,134,000 | 242,979,000 |
| Risk-weighted assets | 907,290,000 | 900,063,000 | 892,503,000 | 891,186,000 |