Call reports 2023
TERRITORIAL SAVINGS BANK — 2023
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,212,990,000 | 2,219,009,000 | 2,211,164,000 | 2,237,215,000 |
| Total loans | 1,296,666,000 | 1,310,458,000 | 1,311,594,000 | 1,308,596,000 |
| Allowance for loan losses | 5,127,000 | 5,262,000 | 5,003,000 | 5,121,000 |
| Securities available for sale | 21,073,000 | 20,455,000 | 19,143,000 | 20,171,000 |
| Securities held to maturity | 715,600,000 | 705,584,000 | 695,641,000 | 685,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,698,547,000 | 1,681,692,000 | 1,681,882,000 | 1,670,007,000 |
| Interest-bearing deposits | 1,618,371,000 | 1,597,750,000 | 1,602,118,000 | 1,587,951,000 |
| Noninterest-bearing deposits | 80,176,000 | 83,942,000 | 79,764,000 | 82,056,000 |
| Equity capital | 228,108,000 | 229,546,000 | 229,903,000 | 232,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,735,000 | 34,041,000 | 51,439,000 | 69,144,000 |
| Interest expense | 4,632,000 | 10,833,000 | 18,184,000 | 26,461,000 |
| Net interest income | 12,103,000 | 23,208,000 | 33,255,000 | 42,683,000 |
| Noninterest income | 600,000 | 1,285,000 | 1,851,000 | 2,473,000 |
| Noninterest expense | 9,413,000 | 18,643,000 | 28,067,000 | 37,326,000 |
| Provision for loan losses | -100,000 | 112,000 | -147,000 | -3,000 |
| Pretax income | 3,390,000 | 5,738,000 | 7,186,000 | 7,833,000 |
| Income tax | 921,000 | 1,561,000 | 1,959,000 | 2,125,000 |
| Net income | 2,469,000 | 4,177,000 | 5,227,000 | 5,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,515,000 | 237,267,000 | 238,404,000 | 238,972,000 |
| Total capital | 240,642,000 | 242,529,000 | 243,407,000 | 244,093,000 |
| Risk-weighted assets | 907,176,000 | 910,985,000 | 910,828,000 | 908,272,000 |