Call reports 2022
TERRITORIAL SAVINGS BANK — 2022
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,127,995,000 | 2,179,856,000 | 2,164,715,000 | 2,170,062,000 |
| Total loans | 1,298,933,000 | 1,288,762,000 | 1,297,184,000 | 1,296,825,000 |
| Allowance for loan losses | 2,459,000 | 2,131,000 | 2,015,000 | 2,032,000 |
| Securities available for sale | 5,268,000 | 23,222,000 | 21,142,000 | 20,821,000 |
| Securities held to maturity | 663,825,000 | 705,904,000 | 717,434,000 | 717,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,709,812,000 | 1,758,682,000 | 1,738,188,000 | 1,759,336,000 |
| Interest-bearing deposits | 1,632,588,000 | 1,679,721,000 | 1,656,158,000 | 1,676,009,000 |
| Noninterest-bearing deposits | 77,224,000 | 78,961,000 | 82,030,000 | 83,327,000 |
| Equity capital | 235,113,000 | 238,782,000 | 241,634,000 | 227,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,969,000 | 30,354,000 | 46,516,000 | 62,754,000 |
| Interest expense | 1,154,000 | 2,455,000 | 4,265,000 | 7,219,000 |
| Net interest income | 13,815,000 | 27,899,000 | 42,251,000 | 55,535,000 |
| Noninterest income | 1,660,000 | 2,424,000 | 3,027,000 | 4,183,000 |
| Noninterest expense | 9,459,000 | 18,746,000 | 28,383,000 | 38,126,000 |
| Provision for loan losses | -168,000 | -494,000 | -603,000 | -576,000 |
| Pretax income | 6,184,000 | 12,071,000 | 17,498,000 | 22,168,000 |
| Income tax | 1,363,000 | 2,947,000 | 4,389,000 | 5,527,000 |
| Net income | 4,821,000 | 9,124,000 | 13,109,000 | 16,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,740,000 | 245,183,000 | 249,150,000 | 235,406,000 |
| Total capital | 243,255,000 | 247,369,000 | 251,214,000 | 237,487,000 |
| Risk-weighted assets | 896,847,000 | 902,557,000 | 906,322,000 | 906,276,000 |