Call reports 2021
TERRITORIAL SAVINGS BANK — 2021
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,139,484,000 | 2,131,835,000 | 2,116,805,000 | 2,130,608,000 |
| Total loans | 1,343,245,000 | 1,318,392,000 | 1,307,324,000 | 1,305,514,000 |
| Allowance for loan losses | 3,346,000 | 2,969,000 | 2,799,000 | 2,669,000 |
| Securities available for sale | 2,312,000 | 0 | 0 | 0 |
| Securities held to maturity | 296,033,000 | 609,075,000 | 621,418,000 | 636,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,715,788,000 | 1,704,714,000 | 1,695,120,000 | 1,720,891,000 |
| Interest-bearing deposits | 1,635,559,000 | 1,619,893,000 | 1,612,170,000 | 1,636,981,000 |
| Noninterest-bearing deposits | 80,229,000 | 84,821,000 | 82,950,000 | 83,910,000 |
| Equity capital | 235,810,000 | 240,116,000 | 234,410,000 | 230,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,154,000 | 29,935,000 | 45,224,000 | 60,402,000 |
| Interest expense | 1,902,000 | 3,574,000 | 4,988,000 | 6,282,000 |
| Net interest income | 13,252,000 | 26,361,000 | 40,236,000 | 54,120,000 |
| Noninterest income | 1,688,000 | 2,494,000 | 3,296,000 | 4,568,000 |
| Noninterest expense | 9,270,000 | 18,445,000 | 27,861,000 | 37,281,000 |
| Provision for loan losses | -913,000 | -1,285,000 | -1,452,000 | -1,592,000 |
| Pretax income | 7,109,000 | 13,132,000 | 18,963,000 | 24,839,000 |
| Income tax | 1,893,000 | 3,510,000 | 5,083,000 | 6,662,000 |
| Net income | 5,216,000 | 9,622,000 | 13,880,000 | 18,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,587,000 | 249,083,000 | 243,377,000 | 235,785,000 |
| Total capital | 248,011,000 | 252,115,000 | 246,235,000 | 238,514,000 |
| Risk-weighted assets | 845,972,000 | 894,983,000 | 892,675,000 | 890,752,000 |