Call reports 2020
TERRITORIAL SAVINGS BANK — 2020
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,109,981,000 | 2,088,349,000 | 2,107,049,000 | 2,110,728,000 |
| Total loans | 1,565,331,000 | 1,544,671,000 | 1,488,506,000 | 1,413,490,000 |
| Allowance for loan losses | 2,918,000 | 4,257,000 | 4,942,000 | 4,262,000 |
| Securities available for sale | 6,393,000 | 4,212,000 | 3,959,000 | 3,562,000 |
| Securities held to maturity | 360,550,000 | 332,533,000 | 292,528,000 | 247,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,687,668,000 | 1,674,838,000 | 1,688,855,000 | 1,696,100,000 |
| Interest-bearing deposits | 1,621,437,000 | 1,596,755,000 | 1,615,812,000 | 1,611,187,000 |
| Noninterest-bearing deposits | 66,231,000 | 78,083,000 | 73,043,000 | 84,913,000 |
| Equity capital | 224,516,000 | 229,073,000 | 233,643,000 | 230,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 18,603,000 | 36,688,000 | 53,779,000 | 69,834,000 |
| Interest expense | 4,073,000 | 7,317,000 | 9,986,000 | 12,210,000 |
| Net interest income | 14,530,000 | 29,371,000 | 43,793,000 | 57,624,000 |
| Noninterest income | 995,000 | 2,053,000 | 3,420,000 | 5,411,000 |
| Noninterest expense | 9,216,000 | 18,080,000 | 27,329,000 | 36,667,000 |
| Provision for loan losses | 217,000 | 1,613,000 | 2,304,000 | 1,625,000 |
| Pretax income | 6,270,000 | 12,328,000 | 18,438,000 | 26,063,000 |
| Income tax | 1,647,000 | 3,265,000 | 4,960,000 | 6,932,000 |
| Net income | 4,623,000 | 9,063,000 | 13,478,000 | 19,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,286,000 | 236,936,000 | 241,510,000 | 239,257,000 |
| Total capital | 235,282,000 | 241,299,000 | 246,572,000 | 243,609,000 |
| Risk-weighted assets | 965,070,000 | 950,131,000 | 918,251,000 | 870,113,000 |