Call reports 2019
TERRITORIAL SAVINGS BANK — 2019
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,064,073,000 | 2,087,473,000 | 2,085,473,000 | 2,086,295,000 |
| Total loans | 1,589,430,000 | 1,601,342,000 | 1,596,249,000 | 1,587,991,000 |
| Allowance for loan losses | 2,659,000 | 2,616,000 | 2,723,000 | 2,712,000 |
| Securities available for sale | 14,321,000 | 13,349,000 | 8,882,000 | 8,629,000 |
| Securities held to maturity | 356,496,000 | 350,945,000 | 369,387,000 | 363,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,698,984,000 | 1,680,763,000 | 1,634,734,000 | 1,668,739,000 |
| Interest-bearing deposits | 1,632,045,000 | 1,613,811,000 | 1,569,045,000 | 1,598,716,000 |
| Noninterest-bearing deposits | 66,939,000 | 66,952,000 | 65,689,000 | 70,023,000 |
| Equity capital | 220,519,000 | 221,765,000 | 227,321,000 | 219,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,724,000 | 37,863,000 | 56,829,000 | 75,650,000 |
| Interest expense | 3,877,000 | 8,337,000 | 12,742,000 | 17,061,000 |
| Net interest income | 14,847,000 | 29,526,000 | 44,087,000 | 58,589,000 |
| Noninterest income | 725,000 | 1,918,000 | 3,889,000 | 4,887,000 |
| Noninterest expense | 9,621,000 | 18,877,000 | 28,132,000 | 37,335,000 |
| Provision for loan losses | 5,000 | -46,000 | 65,000 | 61,000 |
| Pretax income | 8,663,000 | 15,400,000 | 22,689,000 | 28,990,000 |
| Income tax | 1,994,000 | 3,489,000 | 5,325,000 | 6,488,000 |
| Net income | 6,669,000 | 11,911,000 | 17,364,000 | 22,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,838,000 | 228,965,000 | 234,542,000 | 227,506,000 |
| Total capital | 230,710,000 | 231,747,000 | 237,353,000 | 230,303,000 |
| Risk-weighted assets | 995,880,000 | 982,605,000 | 983,086,000 | 976,082,000 |