Call reports 2017
TERRITORIAL SAVINGS BANK — 2017
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,935,642,000 | 1,923,676,000 | 1,961,806,000 | 2,003,752,000 |
| Total loans | 1,371,647,000 | 1,408,122,000 | 1,437,817,000 | 1,491,950,000 |
| Allowance for loan losses | 2,540,000 | 2,457,000 | 2,499,000 | 2,548,000 |
| Securities available for sale | 0 | 2,943,000 | 2,910,000 | 2,851,000 |
| Securities held to maturity | 391,988,000 | 395,556,000 | 411,657,000 | 404,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,582,017,000 | 1,565,889,000 | 1,607,521,000 | 1,632,679,000 |
| Interest-bearing deposits | 1,520,636,000 | 1,505,253,000 | 1,546,340,000 | 1,566,602,000 |
| Noninterest-bearing deposits | 61,381,000 | 60,636,000 | 61,181,000 | 66,077,000 |
| Equity capital | 210,577,000 | 215,122,000 | 211,189,000 | 213,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,805,000 | 33,597,000 | 50,793,000 | 68,408,000 |
| Interest expense | 2,131,000 | 4,397,000 | 6,928,000 | 9,638,000 |
| Net interest income | 14,674,000 | 29,200,000 | 43,865,000 | 58,770,000 |
| Noninterest income | 931,000 | 1,808,000 | 2,530,000 | 3,383,000 |
| Noninterest expense | 8,472,000 | 16,849,000 | 25,440,000 | 35,491,000 |
| Provision for loan losses | 71,000 | -52,000 | 2,000 | 52,000 |
| Pretax income | 7,157,000 | 14,492,000 | 21,384,000 | 27,041,000 |
| Income tax | 2,693,000 | 5,496,000 | 8,092,000 | 11,486,000 |
| Net income | 4,464,000 | 8,996,000 | 13,292,000 | 15,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,891,000 | 220,451,000 | 216,506,000 | 218,826,000 |
| Total capital | 218,525,000 | 222,995,000 | 219,090,000 | 221,460,000 |
| Risk-weighted assets | 874,724,000 | 890,349,000 | 912,160,000 | 938,728,000 |