Call reports 2016
TERRITORIAL SAVINGS BANK — 2016
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,849,950,000 | 1,850,606,000 | 1,848,155,000 | 1,877,547,000 |
| Total loans | 1,217,643,000 | 1,261,982,000 | 1,306,848,000 | 1,340,096,000 |
| Allowance for loan losses | 2,183,000 | 2,276,000 | 2,363,000 | 2,452,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 480,295,000 | 455,991,000 | 432,143,000 | 407,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,500,928,000 | 1,495,700,000 | 1,490,300,000 | 1,520,946,000 |
| Interest-bearing deposits | 1,443,604,000 | 1,431,002,000 | 1,430,676,000 | 1,459,883,000 |
| Noninterest-bearing deposits | 57,324,000 | 64,698,000 | 59,624,000 | 61,063,000 |
| Equity capital | 207,335,000 | 212,267,000 | 213,519,000 | 214,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 16,399,000 | 32,958,000 | 49,645,000 | 66,147,000 |
| Interest expense | 1,892,000 | 3,845,000 | 5,815,000 | 7,878,000 |
| Net interest income | 14,507,000 | 29,113,000 | 43,830,000 | 58,269,000 |
| Noninterest income | 889,000 | 1,849,000 | 2,782,000 | 3,721,000 |
| Noninterest expense | 8,873,000 | 17,574,000 | 26,087,000 | 34,164,000 |
| Provision for loan losses | 28,000 | 112,000 | 220,000 | 310,000 |
| Pretax income | 6,495,000 | 13,466,000 | 20,555,000 | 27,886,000 |
| Income tax | 2,579,000 | 5,326,000 | 8,170,000 | 11,072,000 |
| Net income | 3,916,000 | 8,140,000 | 12,385,000 | 16,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,588,000 | 217,472,000 | 218,676,000 | 219,366,000 |
| Total capital | 214,878,000 | 219,839,000 | 221,132,000 | 221,913,000 |
| Risk-weighted assets | 817,721,000 | 834,490,000 | 853,023,000 | 867,156,000 |