Call reports 2015
TERRITORIAL SAVINGS BANK — 2015
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,715,237,000 | 1,742,744,000 | 1,783,153,000 | 1,821,138,000 |
| Total loans | 1,043,731,000 | 1,113,278,000 | 1,165,626,000 | 1,192,977,000 |
| Allowance for loan losses | 1,872,000 | 1,994,000 | 2,062,000 | 2,166,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 552,460,000 | 525,708,000 | 508,747,000 | 493,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,405,899,000 | 1,398,623,000 | 1,432,464,000 | 1,472,222,000 |
| Interest-bearing deposits | 1,351,117,000 | 1,338,857,000 | 1,375,006,000 | 1,413,572,000 |
| Noninterest-bearing deposits | 54,782,000 | 59,766,000 | 57,458,000 | 58,650,000 |
| Equity capital | 202,822,000 | 207,441,000 | 212,295,000 | 202,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 15,302,000 | 30,926,000 | 46,914,000 | 63,152,000 |
| Interest expense | 1,525,000 | 3,086,000 | 4,721,000 | 6,543,000 |
| Net interest income | 13,777,000 | 27,840,000 | 42,193,000 | 56,609,000 |
| Noninterest income | 1,025,000 | 2,043,000 | 3,226,000 | 4,235,000 |
| Noninterest expense | 8,696,000 | 17,271,000 | 26,516,000 | 35,721,000 |
| Provision for loan losses | 194,000 | 295,000 | 366,000 | 455,000 |
| Pretax income | 6,148,000 | 12,793,000 | 19,013,000 | 25,368,000 |
| Income tax | 2,475,000 | 5,110,000 | 7,566,000 | 10,202,000 |
| Net income | 3,673,000 | 7,683,000 | 11,447,000 | 15,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,170,000 | 212,768,000 | 217,622,000 | 208,009,000 |
| Total capital | 210,046,000 | 214,823,000 | 219,790,000 | 210,286,000 |
| Risk-weighted assets | 743,496,000 | 769,073,000 | 796,661,000 | 806,582,000 |