Call reports 2014
TERRITORIAL SAVINGS BANK — 2014
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,639,890,000 | 1,647,514,000 | 1,656,010,000 | 1,691,911,000 |
| Total loans | 875,158,000 | 906,008,000 | 929,679,000 | 970,957,000 |
| Allowance for loan losses | 1,485,000 | 1,510,000 | 1,528,000 | 1,691,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 623,609,000 | 613,248,000 | 589,079,000 | 572,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,334,871,000 | 1,338,261,000 | 1,341,955,000 | 1,386,448,000 |
| Interest-bearing deposits | 1,288,789,000 | 1,289,117,000 | 1,295,124,000 | 1,335,012,000 |
| Noninterest-bearing deposits | 46,082,000 | 49,144,000 | 46,831,000 | 51,436,000 |
| Equity capital | 200,892,000 | 205,399,000 | 209,632,000 | 198,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 14,673,000 | 29,573,000 | 44,579,000 | 59,684,000 |
| Interest expense | 1,505,000 | 3,022,000 | 4,578,000 | 6,138,000 |
| Net interest income | 13,168,000 | 26,551,000 | 40,001,000 | 53,546,000 |
| Noninterest income | 1,069,000 | 2,074,000 | 3,082,000 | 3,996,000 |
| Noninterest expense | 8,697,000 | 17,256,000 | 26,164,000 | 34,555,000 |
| Provision for loan losses | 9,000 | 165,000 | 188,000 | 360,000 |
| Pretax income | 5,848,000 | 11,829,000 | 17,749,000 | 23,860,000 |
| Income tax | 2,254,000 | 4,397,000 | 6,762,000 | 9,269,000 |
| Net income | 3,594,000 | 7,432,000 | 10,987,000 | 14,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,307,000 | 208,818,000 | 213,301,000 | 203,707,000 |
| Total capital | 205,798,000 | 210,334,000 | 214,835,000 | 205,402,000 |
| Risk-weighted assets | 641,117,000 | 655,284,000 | 664,057,000 | 686,275,000 |