Call reports 2013
TERRITORIAL SAVINGS BANK — 2013
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,565,420,000 | 1,562,294,000 | 1,561,341,000 | 1,616,921,000 |
| Total loans | 798,153,000 | 826,385,000 | 830,322,000 | 860,252,000 |
| Allowance for loan losses | 1,667,000 | 1,622,000 | 1,667,000 | 1,486,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 555,652,000 | 582,683,000 | 607,435,000 | 613,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,255,330,000 | 1,250,051,000 | 1,287,528,000 | 1,313,349,000 |
| Interest-bearing deposits | 1,211,838,000 | 1,203,806,000 | 1,243,717,000 | 1,267,987,000 |
| Noninterest-bearing deposits | 43,492,000 | 46,245,000 | 43,811,000 | 45,362,000 |
| Equity capital | 207,709,000 | 212,233,000 | 191,835,000 | 196,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,899,000 | 27,699,000 | 41,803,000 | 56,240,000 |
| Interest expense | 1,704,000 | 3,315,000 | 4,845,000 | 6,307,000 |
| Net interest income | 12,195,000 | 24,384,000 | 36,958,000 | 49,933,000 |
| Noninterest income | 1,517,000 | 2,840,000 | 4,262,000 | 5,274,000 |
| Noninterest expense | 8,569,000 | 16,985,000 | 25,598,000 | 34,386,000 |
| Provision for loan losses | 18,000 | 2,000 | 47,000 | 39,000 |
| Pretax income | 6,013,000 | 12,149,000 | 18,409,000 | 24,232,000 |
| Income tax | 2,247,000 | 4,583,000 | 6,933,000 | 9,145,000 |
| Net income | 3,766,000 | 7,566,000 | 11,476,000 | 15,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,743,000 | 216,259,000 | 195,848,000 | 200,074,000 |
| Total capital | 213,434,000 | 217,906,000 | 197,540,000 | 201,566,000 |
| Risk-weighted assets | 571,519,000 | 602,751,000 | 611,696,000 | 630,090,000 |