Call reports 2012
TERRITORIAL SAVINGS BANK — 2012
What TERRITORIAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,571,890,000 | 1,565,822,000 | 1,562,364,000 | 1,574,679,000 |
| Total loans | 715,294,000 | 729,550,000 | 752,345,000 | 778,689,000 |
| Allowance for loan losses | 1,529,000 | 1,457,000 | 1,495,000 | 1,672,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 637,867,000 | 620,964,000 | 595,607,000 | 554,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,227,134,000 | 1,230,036,000 | 1,243,341,000 | 1,259,357,000 |
| Interest-bearing deposits | 1,189,589,000 | 1,187,883,000 | 1,202,825,000 | 1,212,570,000 |
| Noninterest-bearing deposits | 37,545,000 | 42,153,000 | 40,516,000 | 46,787,000 |
| Equity capital | 202,010,000 | 206,660,000 | 207,590,000 | 203,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,657,000 | 31,160,000 | 46,001,000 | 60,225,000 |
| Interest expense | 2,592,000 | 5,119,000 | 7,350,000 | 9,260,000 |
| Net interest income | 13,065,000 | 26,041,000 | 38,651,000 | 50,965,000 |
| Noninterest income | 1,324,000 | 2,624,000 | 4,152,000 | 5,926,000 |
| Noninterest expense | 8,482,000 | 16,819,000 | 25,288,000 | 33,808,000 |
| Provision for loan losses | 84,000 | 5,000 | 172,000 | 415,000 |
| Pretax income | 5,951,000 | 12,141,000 | 18,072,000 | 23,902,000 |
| Income tax | 2,214,000 | 4,420,000 | 6,600,000 | 8,593,000 |
| Net income | 3,737,000 | 7,721,000 | 11,472,000 | 15,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,479,000 | 210,109,000 | 210,874,000 | 207,295,000 |
| Total capital | 207,019,000 | 211,590,000 | 212,393,000 | 208,991,000 |
| Risk-weighted assets | 541,117,000 | 547,499,000 | 559,064,000 | 566,792,000 |